Ready for Medicare?

The RedShirtsSM are here to help.

The Redshirt® Treatment Starts Now

As you prepare for Medicare, we’ll provide you with the personalized attention you deserve to help you choose the best plan for your unique needs. Our experienced RedShirts will guide you through the process, and help you understand all of your Medicare Advantage plan options. We’re here for you in whatever way is most comfortable -- whether it's safely connecting by phone, mail, online or a video conference call or even in person by appointment at one of our Medicare Information Centers.1

Connect With A Redshirt

Ask About Our $0 Plan

Independent Health’s Encompass 65® Element HMO Medicare Advantage plan is a $0 plan with prescription coverage. It’s designed to include the benefits and services you use most – all for a $0 monthly premium. So you can spend retirement doing what you enjoy.

We also offer a variety of plan options to fit your lifestyle and budget – including plans with enhanced diabetes benefits, free home meal delivery after an in-patient hospital stay, free transportation for medical appointments and more. Whatever retirement looks like for you, Independent Health has a plan to help you make the most of it.

Premier Wellness Package2

All of our plans include these exclusive benefits:

  • Routine vision benefit
  • Preventive dental benefit
  • Free fitness benefit with the SilverSneakers® Fitness Program3 that features thousands of participating facilities nationwide and virtual classes
  • Hearing aid benefit with American Hearing Benefits
  • Free enhanced annual wellness visit
  • Telemedicine benefit
  • Brook, a free personal health companion app for your smartphone

Get Even More From Your Plan

As an Independent Health Medicare Advantage plan member, you can count on the quality care you need.

  • One of the largest networks of doctors and specialists in this region and access to every hospital and pharmacy in WNY
  • Worldwide emergency and urgent care coverage4
  • Optional Supplemental Dental — Comprehensive coverage beyond your preventive dental benefit that includes up to $3,000 of coverage at no or a low monthly premium
  • $0 preventive services5
  • No referrals required
Best Insurance Companies US News & World Report 4.5 Medicare Star Rating For 2021 On HMO and PPO Plans5
Quality Matters

Quality Matters

We're honored to be recognized by U.S. News & World Report as a Best Medicare Advantage plan for two years in a row. Plus, as a 4.5 out of 5 Medicare star rated plan for both HMO and PPO plans, we make it easier for you to receive high-quality care and provide guidance for your health care needs.

Quality Matters

Quality Matters

Best Insurance Companies US News & World Report 4.5 Medicare Star Rating For 2021 On HMO and PPO Plans5

We're honored to be recognized by U.S. News & World Report as a Best Medicare Advantage plan for two years in a row. Plus, as a 4.5 out of 5 Medicare star rated plan for both HMO and PPO plans, we make it easier for you to receive high-quality care and provide guidance for your health care needs.

Helpful Resources

The Redshirt's Guide to Medicare

This comprehensive book provides background into what Medicare is, the different parts of Medicare, what is covered, requirements and more.

Next Steps

Next Steps

Connect With A RedShirt1

Before you make a decision, speak with a RedShirt.

(716) 635-4900 or 1-800-958-4405 (TTY: 711)
Oct. 1 – Dec. 7: Monday – Sunday, 8 a.m. – 8 p.m.
Dec. 8 – Septe. 30: Monday – Friday, 8 a.m. – 8 p.m.
medicarehelp@independenthealth.com