Shopping for Health Insurance
on Your Own?

Independent Health is the smart choice.

We make it easy for you to get and stay healthy with affordable plans and less hassle. All with the RedShirt® Treatment.

An Independent Health RedShirt® can help you understand your options.

(716) 505-8515 or 1-855-210-9930 (TTY: 711)
Monday - Friday from 8 a.m. - 5 p.m.

The RedShirt Treatment goes well beyond insurance.

Get Unique Benefits
That Fit Your Lifestyle

We make it easier and more affordable for you to eat better, get fit and live a healthier lifestyle.

  • Nutrition Benefit* — Get up to $1,000 back for buying fresh fruits and vegetables. Learn More
  • Health ExtrasSM — Receive a $250 prepaid Visa® card to use toward a variety of health and wellness services.**
    Learn More
  • NEW! Earn up to $30 in RedShirt RewardsSM — The new program that rewards members and their family, just for completing eligible actions that help them get and stay healthy.*** Earn incentives for things like annual checkups, flu shots and health screenings, and redeem them at, Nike, Target and more.

PLUS! Enjoy dental coverage (Delta Dental), vision discounts (EyeMed providers) and 600+ wellness discounts at a wide range of local businesses.

Our Provider Network
Has You Covered

Independent Health’s local and national networks have members covered when and where they need it.

  • Our local network covers the eight counties of WNY, plus 15 surrounding counties in NY/PA.
  • NEW enhanced national network through UnitedHealthcare covers out-of-area — with 1.6 million doctors/providers, 6,200 hospitals and 13,500 labs.
  • Emergency care anywhere in the world.
  • More than 64,000 national pharmacies, including all WNY pharmacies.††
  • Telemedicine benefit for when you can't reach your primary care physician. Learn More

Connect With A RedShirt

Independent Health may be paying a broker commission associated with the sale of this contract. Typical broker commission is approximately $25 per contract per month.

*Canned or frozen fruits and vegetables are excluded. Money back is in the form of store credit for future purchases. Available on select Independent Health plans. Excludes Medicare Advantage plans. Benefits vary by plan.

**Available on select Independent Health plans. Excludes Medicare Advantage plans. Benefits vary by plan.

***Rewards will be issued when Independent Health receives notification of a claim for each service, which may take up to 90 days for a provider to submit the claim(s). $30.00 limit per eligible member (subscriber, spouse and dependents 18 years of age and older) per plan year. Restrictions apply. See Target and the Bullseye Design are registered trademarks of Target Brands, Inc. Terms and conditions are applied to gift cards. Target is not a participating partner in or sponsor of this offer. The Swoosh design is a registered trademark of NIKE. All rights reserved. NIKE is not a participant in or sponsor of this promotion.

UnitedHealthcare network analysis, March 31, 2023.

††Independent Health’s participating pharmacy directory as of August 2023. Data subject to change without notification.